So. What to do? We turned a potentially terrible situation into something awesomely positive!
Well, Mr. T sold his flat in the UK late last year, which left us with a bit of a down payment that was originally meant as our Israel house fund. But let's just say that the amount was not even a drop in the world's largest bucket of Israeli housing costs, so we made the executive decision to pursue the purchase of a home. We technically began looking in the fall, but because of Mr. T's recent re-arrival in the U.S. and lack of work history and my own unique financial background, we were not in any position to even ask the most giving of banks for a mortgage.
So we waited until quite literally the last possible minute, were blessed with the world's most amazing loan officer at a local bank (whose owners support Israel wholeheartedly) who crafted a completely custom mortgage for us, as well as an amazing realtor, and we closed on a home yesterday, Monday, March 7, 2016. It was ... well, a bit of a process where I felt in over my head about 99 percent of the time, but Mr. T had been through it before and our realtor was outstanding and dealt with my neurosis and countless questions and concerns.
The house? It's a little single-family, three-bedroom home in the community with a re-finished basement and quite a few nice renovations. It has a huge back yard with a shed and it's just a few blocks from Asher's daycare and our synagogue and most of our friends. It's small, but it gets the job done, and as soon as we can figure out how to make a dining room and living room out of one small space, I'll be able to rest easy.
So what does this mean for Israel? Well, the reality is that the Denver housing market is on the up and up constantly, which means (b'ezrat HaShem -- with the help of Gd) we'll be able to sell nicely or when we are prepared to move back to Israel we'll have a steady monthly income from renting the home out. But neither of us are up for making it back to Israel without a financially sound plan to support our growing family.
Truth be told, I'm still in a bit of shock. We're moving on Thursday, and then I'm spending Friday through Wednesday on the road for work at SXSW Interactive in Austin, TX, leaving the boys with a house full of boxes to be emptied. Moving, after all, is one of my least favorite things in the world and gives me immense anxiety. Large volumes of things being packed and shifted just ... I don't know. It messes with my nerves. And being super preggers, no thank you. (My husband is a saint for taking on this task, seriously.)
I honestly never thought I'd be a homeowner. I grew up with parents who rented, and I've rented my entire life. In my last marriage, my ex had two properties in his name, but nothing was in my name, so I didn't know what it felt like to say "I'm a homeowner."
Does this make me an adult? Am I grownup now? Here's to a new home for a new baby and plenty of celebrations of good, happy, positive things!